{"id":54030,"date":"2026-03-19T15:56:39","date_gmt":"2026-03-19T10:26:39","guid":{"rendered":"https:\/\/pinkcitynow.com\/index.php\/2026\/03\/19\/unifinz-capital-india-limited-lendingplate-posts-robust-profit-of-rs-27-06-crore-in-q3-fy25-26-backed-by-accelerating-revenue-growth\/"},"modified":"2026-03-19T15:56:39","modified_gmt":"2026-03-19T10:26:39","slug":"unifinz-capital-india-limited-lendingplate-posts-robust-profit-of-rs-27-06-crore-in-q3-fy25-26-backed-by-accelerating-revenue-growth","status":"publish","type":"post","link":"https:\/\/pinkcitynow.com\/index.php\/2026\/03\/19\/unifinz-capital-india-limited-lendingplate-posts-robust-profit-of-rs-27-06-crore-in-q3-fy25-26-backed-by-accelerating-revenue-growth\/","title":{"rendered":"Unifinz Capital India Limited (lendingplate) Posts Robust Profit of Rs 27.06 crore in Q3 FY25-26, Backed by Accelerating Revenue Growth"},"content":{"rendered":"<p>New Delhi [India], March 19: \u00a0<a href=\"https:\/\/lendingplate.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>lendingplate<\/strong><\/a><strong>,<\/strong>\u00a0a\u00a0<strong>digital-first lending platform<\/strong>\u00a0under\u00a0<strong>Unifinz Capital India Limited (UCIL),<\/strong>\u00a0delivered a strong third-quarter performance for FY25-26, underscoring its momentum in India\u2019s fast-evolving digital credit landscape. The Company posted a quarterly profit after tax (PAT) of\u00a0<strong>\u20b927.06 crore<\/strong>, up from\u00a0\u20b9 6.14 crore in the corresponding quarter last year, marking a YoY increase of about 340%. On a sequential basis, profit rose by 12.55% from \u20b9 24.05 crore reported\u00a0in the September quarter (Q2 FY26), reflecting disciplined growth and strengthened operational efficiency. Profit Before Tax (PBT) for the quarter stood at \u20b9\u00a0<strong>38.17 crore<\/strong>\u00a0against \u20b9 8.25 crores of the corresponding quarter previous year, signalling firm traction across its lending ecosystem. \u00a0 \u00a0 \u00a0\u00a0<\/p>\n<p><strong>Q3 revenue from operations recorded at \u20b9 147.55 crore<\/strong><\/p>\n<p>\u25cf<strong>For the nine months ended December 31, 2025, revenue totals \u20b9 359.66 cror<\/strong><\/p>\n<p>For the quarter ended December 31, 2025, the company\u2019s revenue from operations increased by 296 per cent YOY, from \u20b9 37.24 crore in Q3 FY25 to \u20b9 147.55 crore in Q3 FY26 and grew by 14.29 per cent QoQ from \u20b9 129.10 crore in\u00a0Q2 FY26. The surge in revenue is accounted from the increase in loan disbursals by about 362 per cent to 748 crore in Q3 FY26 from 162 crore in Q3 FY25<\/p>\n<p>The company\u2019s AUM has grown by 368 per cent from \u20b9 80 crore in Q3 FY25 to \u20b9 375 crore during the present quarter, backed by a base of more than 3 lakh unique customers across the country, with a high share of repeat customers for whom lendingplate is a preferred digital lender. Asset quality remained resilient with gross non-performing assets (GNPA) at 2.2 per cent and net NPA at 0.22 per cent, among the lowest in the digital unsecured personal loans sector, the statement said.<\/p>\n<p>Net-worth of&nbsp;the company stood at \u20b9 145.41 crore with a&nbsp;gearing of 1.2, leaving much headroom for further growth. It is notable to state that the Company received its maiden rating of BBB- from India Ratings in the present quarter. &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<\/p>\n<p>Commenting on the performance,&nbsp;<strong>Kaushik Chatterjee, Founder &amp; CEO of Unifinz Capital India Limited,&nbsp;<\/strong>said,&nbsp;<em>\u201cOur Q3 performance demonstrates the strength of our operating fundamentals and the resilience of our digital lending model. The scale of revenue and profitability we have delivered this quarter reinforces the discipline of our strategy and the depth of our execution. We are entering the final quarter of the fiscal year with strong momentum and a clear focus on expanding efficiency, enhancing risk controls, and sustaining profitable growth. The company expects its AUM to exceed 500 crores and consolidate a PAT of 100 crores for the full financial year.\u201d<\/em><\/p>\n<p>The quarter also saw the successful completion of the Company\u2019s&nbsp;<strong>4:1 bonus share issuance<\/strong>, with&nbsp;<strong>35,414,468 equity shares<\/strong>&nbsp;of&nbsp;<strong>\u20b910 each<\/strong>&nbsp;allotted to eligible shareholders. Additionally, the Company noted that the financial impact of India\u2019s newly notified Labour Codes remains non-material for the reporting period, based on available regulatory guidance.<\/p>\n<p><strong>About lendingplate:&nbsp;<\/strong>lendingplate, a brand under Unifinz Capital India Limited, is a leading digital NBFC providing unsecured personal loans of up to \u20b92,50,000 with flexible repayment terms of up to 15 months. Registered with the Reserve Bank of India (RBI), lendingplate offers quick, hassle-free loans disbursed within 30 minutes, serving customers across 23 states\/UTs and 9,000+ pin-codes. With a strong focus on technology and financial inclusion, lendingplate is reshaping digital lending in India.<\/p>\n<p><em>If you object to the content of this press release, please notify us at pr.error.rectification@gmail.com. We will respond and rectify the situation within 24 hours.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>New Delhi [India], March 19: \u00a0lendingplate,\u00a0a\u00a0digital-first lending platform\u00a0under\u00a0Unifinz Capital India Limited (UCIL),\u00a0delivered a strong third-quarter performance for FY25-26, underscoring its momentum in India\u2019s fast-evolving digital credit landscape. The Company posted a quarterly profit after tax (PAT) of\u00a0\u20b927.06 crore, up from\u00a0\u20b9 6.14 crore in the corresponding quarter last year, marking a YoY increase of about 340%&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":54029,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,1005,5],"tags":[],"class_list":["post-54030","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-news","category-press-release"],"_links":{"self":[{"href":"https:\/\/pinkcitynow.com\/index.php\/wp-json\/wp\/v2\/posts\/54030","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pinkcitynow.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pinkcitynow.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pinkcitynow.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pinkcitynow.com\/index.php\/wp-json\/wp\/v2\/comments?post=54030"}],"version-history":[{"count":0,"href":"https:\/\/pinkcitynow.com\/index.php\/wp-json\/wp\/v2\/posts\/54030\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pinkcitynow.com\/index.php\/wp-json\/wp\/v2\/media\/54029"}],"wp:attachment":[{"href":"https:\/\/pinkcitynow.com\/index.php\/wp-json\/wp\/v2\/media?parent=54030"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pinkcitynow.com\/index.php\/wp-json\/wp\/v2\/categories?post=54030"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pinkcitynow.com\/index.php\/wp-json\/wp\/v2\/tags?post=54030"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}